
Together We Can Build Strong:
Engineer Your FutureTM
Tax-Focused Financial Planning and Advice
Michael Garber Financial Planning specializes in serving technology professionals with stock compensation and related tax issues. We serve clients in California and beyond, as a fee-only fiduciary putting your interests first.
How It Works
Michael Garber Financial Planning has no client income or asset minimums. As an "advice-only" practice, we always put your interest first, and you can keep your existing brokerage accounts.
Open retainer services are delivered on a flat fee basis, and are billed quarterly. The fee is determined based on the complexity of each client's overall financial situation.
Committed to Your Success
When consulting with Michael Garber Financial Planning, you will receive clear objectives and recommendations tailored to your situation. We plan based on your unique life goals and circumstances, and take the time to answer your questions.
An ongoing relationship helps you stay on track and make adjustments as life unfolds.
A Personal Relationship
Michael Garber Financial Planning does not accept fees, commissions, or any other remuneration from financial funds, organizations, or referrals. The only compensation we receive is the agreed flat fee. As a fee-only advisor and fiduciary, your interests come first. We offer just what you would expect: an advisor who looks out for your best interests.
With an Open Retainer Agreement, you can meet with Michael as often as necessary to help you reach your financial goals.
The firm adheres to the highest ethical and professional standards. As a member of the Alliance of Comprehensive Planners, Michael is committed to the ACP Pledge to clients.


About Michael
Michael Garber Financial Planning is owned and operated by Michael Garber, CFP®. Since 2005, Michael has focused on helping families and individuals achieve a more secure future, and moving from success to significance. Prior to becoming a CERTIFIED FINANCIAL PLANNER™, Michael earned degrees in Electrical Engineering at Iowa State University and Princeton University, studying computer architecture, networking and statistical communication theory.
STATEMENT OF REGULATORY COMPLIANCE: MICHAEL GARBER FINANCIAL PLANNING IS A REGISTERED INVESTMENT ADVISER AND ONLY TRANSACTS BUSINESS IN STATES WHERE PROPERLY REGISTERED, OR EXCLUDED OR EXEMPTED FROM REGISTRATION. FOLLOW-UP AND INDIVIDUALIZED RESPONSES TO PERSONS THAT INVOLVE RENDERING INVESTMENT ADVICE WILL NOT BE MADE ABSENT COMPLIANCE WITH STATE INVESTMENT ADVISER AND INVESTMENT ADVISER REPRESENTATIVE REGISTRATION REQUIREMENTS, OR AN APPLICABLE EXEMPTION OR EXCLUSION.